10 Essential Steps to Purchasing Your Dream Home 1. Get Pre-Approved for a Mortgage: Assess Your Budget Before you embark on your home-buying journey, it’s crucial to know how much you can afford. Getting pre-approved for a mortgage is the first step. Here’s why it matters: Budget Clarity: A pre-approval gives you a clear understanding of your budget, ensuring you focus on homes within your financial reach. Negotiating Power: Sellers take pre-approved buyers more... [read more]

As your trusted realtor, I’m excited to share valuable insights that will empower you on your real estate journey. Whether you’re a seasoned homeowner or a first-time buyer, these strategies can significantly enhance your experience. Let’s dive in! 1. Sell First, Buy Later: Minimize Risk Why Selling Your Existing Home First Is a Smart Move a. Avoid Dual Mortgages Selling your current home before purchasing a new one eliminates the risk of carrying two mortgages... [read more]

Are you considering buying a home in Toronto? As a local realtor, I’m here to guide you through the intricacies of the city’s real estate landscape. The Vacant Home Tax (VHT) is designed to address housing shortages and encourage property utilization. 1. What is the Vacant Home Tax? The VHT aims to boost housing availability by discouraging property owners from leaving their residential properties vacant. Revenue generated from this tax is channeled into affordable housing... [read more]